Connect Your Xendit Account

In this article:

General Information

You can connect Xendit to your Payhip store to accept payments for selling digital products online in various countries within Southeast Asia.

Which countries is Xendit available in?

Xendit supports payment processing in Indonesia, Malaysia, Philippines, Thailand, and Vietnam.

Note that the currency used in your Payhip account must match the currency in your Xendit account.

What are the payment methods available on Xendit?

Xendit supports all major debit and credit cards, including Visa, Mastercard, American Express, and JCB.

In addition, Xendit provides a wide variety of local payment methods. Availability of specific payment methods may vary by country, so certain options might not be offered in all supported locations. Here are some of the payment methods that are available on Xendit:

  • Indonesia
    • Bank transfer: BCA, BJB, BNC, BNI, BRI, BSI, BSS, CIMB, Mandiri, Permata
    • E-wallet: AstraPay, DANA, Jenius Pay, LinkAja, OVO, ShopeePay
    • Paylater: Akulaku, Atome, Indodana, Kredivo, UangMe
    • Over the counter: Alfamart, Indomaret
    • QRIS
  • Malaysia
    • Bank transfer: AmBank, UOB
    • Direct debit: FPX Online Banking
    • E-wallet: GrabPay, PayLater by Grab, ShopeePay, Touch 'n Go, WeChat Pay
  • Philippines
    • Bank transfer: Instapay, PESONet
    • Direct debit: BPI, China Bank, RCBC, UBP
    • E-wallet: GCash, GrabPay, Maya, ShopeePay
    • Paylater: BillEase
    • Over the counter: 7-Eleven, Cebuana, CVM Pawnshop, ECPay, ECPay Loan, ECPay School, LBC, M Lhuillier, Palawan, RD Pawnshop, SM Payment Counters, USSC
    • QRPH
  • Thailand
    • Bank transfer: Standard Chartered
    • Mobile banking & direct debit: BAY, BBL, K-Bank, KTB, SCB
    • E-wallet: Line Pay, ShopeePay, TrueMoney Wallet, WeChat Pay
    • QR PromptPay
  • Vietnam
    • Bank transfer: BIDV, MSB, PV, Viet Capital, VPB, Woori
    • E-wallet: Appota Wallet, Momo, ShopeePay, VNPT Wallet, ZaloPay

Xendit fees - how much money does Xendit take per transaction?

Xendit's standard fee for online credit card transactions is 3% + $0.30 per transaction. Fees vary by payment methods, please check Xendit's pricing page for the latest updates. Note that these fees are collected by Xendit and do not go to Payhip.

How to connect Xendit to your eCommerce store

To start selling online, make sure you've signed up for a free Payhip account.

In your Payhip dashboard, go to Account → Settings → Payment Details

You'll see a list of payment gateways available in your region, including Xendit (if it's available to you). If you don't see the option, click  Sell All Payment Options to see the full list of supported payment gateways.

Note that the default currency that you set on your Payhip account must match the currency on your Xendit account.

Click Connect and you'll be presented with the screen where you can add your Public Key and Secret Key.

To find this information, please take the following steps on your Xendit account:

1) Log in to your Xendit account

2) Go to Settings → API Keys

3) Click Generate Secret Key

4) Select the API key permission. You might need to set up a two-factor authentication on your Xendit account to make sure that your account is always secure.

5) You'll then be presented with the Secret Key that you can copy and paste into the corresponding fields on your Payhip dashboard

6) You'll also need to copy the Public Key. Copy and paste them into the corresponding fields on your Payhip dashboard.

After you've submitted the above information on your Payhip account you'll be shown a confirmation that Xendit was successfully connected.

That's it! You've successfully integrated Xendit to your Payhip store.

If you don't have a Xendit account yet

If you don't have a Xendit account yet, there is a link to create a new Xendit account for free on your Payhip dashboard. Simply follow the on-screen instructions to set up your new Xendit account.

FAQ

How do I get my payouts from Xendit?

Xendit payments are processed instantly, so you receive funds immediately after each transaction. Xendit payments work a little differently compared to Stripe or PayPal on Payhip. You will get your full payment (without Payhip fees deducted) instantly after each transaction has been processed. At the end of each month, you'll be billed for your Payhip fees using your preferred credit card.

What will my customers see at checkouts?

Once your Xendit account is connected to Payhip, customers visiting your storefront will be redirected to Xendit' interface at checkout where they can select their preferred payment methods. They do not need to have a Xendit account to purchase, they can make payments with any payment method of their choice (debit card, credit card, bank transfer, e-wallet, etc).

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